When you feel like you wanted to escape the busy life of the metro and just want to be a beach bum, the first place I can suggest is Batangas. From Anilao, Laiya and Calatagan, indeed their beaches are enough to achieve your sloth-ish goal.
After the 2-3 hours of driving (depending on city traffic), one can reach the remote, yet serene town of Mabini.
For direction:
Manila -> SLEX ->Sto Tomas ->Star Tollway ->exit at the end, passing Sambat, Malvar, Lipa and Ibaan.
Batangas Port -> Bauan Road Overpass ->Sta Rita ->San Pascual -> Bauan-Mabini Junction. ->
Mabini-Anilao Junction.
I chose to stay at a very remote private resort, which, the name of the resort I even barely remember. (Sign of aging?). I just stayed one night, and the next morning, drove off to Calatagan's Burot Beach.
From Mabini to Calatagan, it would normally be driven for an hour or so. On the way to Calatagan, you will be passing the beautiful heritage town of Taal.
Taal town reminds me of Vigan, with all those ancestral houses and buildings. Fair enough to see Vigan's resemblance here.
Going to Burot Beach is a bit hard because of unpaved roads. Staying is worse. Imagine a beach with no descent shower rooms and toilets. You can camp overnight or just be there for a day trip, costing 65 pesos per head. The place is vast enough to have a place to park your car. Good.
If you will ask me, Burot beach is worth the pain and inconvenience.
Click here for more pictures.
Saturday, May 18, 2013
Sunday, April 14, 2013
Traveling North, Roadtrip from Manila to Aparri to Ilocos and Back
Indeed, getting out of town during Holy Week may include a lot of fun and guilt. When our Jesus was being condemned to death and I was enjoying myself the entire time, yes, I felt an unbearable guilt after. I suggest that you do the trip on ordinary "long weekends" and not during this important week. But then, here is how I spent my 2013 Holy Week:
DAY 1, THURSDAY, MARCH 28, 2013
The trip started at around 5:00 am, but because of traffic jam, especially in the expressways (SCTEX and NLEX), it prolonged the travel time. Usually, travel time from Manila to Tuguegarao City is about 10-12 hours.
What can you expect with the road? Surprisingly, the pavements are good enough. Even the famous zigzag road in Santa Fe, I find them safe. You just have to be a little cautious.
Click here for the route of this trip.
Click here for pictures I have taken from the road to Tuguegarao City.
DAY 2, FRIDAY, MARCH 29, 2013
Aparri, I have perfectly known it because of Eat Bulaga's opening song (Mula Aparri hanggang Jolo~ "From Aparri to Jolo"). I have never expected that a province would conceal such romantic countryside scenery. The original plan is to explore the beach of Anguib. Unfortunately, the road was closed due to improvements. Instead, I met Nangaramoan Beach. I found it, ordinary, yet unique because of some what, or I assume to be, baby corals along the shore. The waves are too big during that time, and I was a bit hesitant to plunge in due to worm-like sea creatures living on those baby corals. The sand is not that fine, though off white in color.
Click here for the route to Nangaramoan
Click here for pictures from Nangaramoan Beach
DAY 3, SATURDAY, MARCH 30, 2013
Relax day. Just spend time on a resort, bought some pasalubong. Slept early for the roadtrip the following day.
DAY 4-5, SUNDAY AND MONDAY, MARCH 31 TO APRIL 1, 2013
From Tuguegarao back to Manila, choosing the route passing through Ilocos is suicidal. But, like what Bella said, dying on the arms of the one you love, is a good way to go. Then, Ilocos, indeed, I have fallen in love.
Click here for the route from Tuguegaro City to Manila, passing Ilocos
Click here for pictures taken in Ilocos
Paruparo's highlights:
I love Bangui Windmills and the way they supply electricity for the town. Genius Marcos.
Scary in Grandpa's inn, room number 13. Someone or something uses the bathroom. Bring earplugs to ignore those not-so-ordinary roommates. Though I find the hotel staffs accommodating and very client-focused.
Below is the suggested itinerary and budget, (for 5 people traveling together):
DAY 1, THURSDAY, MARCH 28, 2013
The trip started at around 5:00 am, but because of traffic jam, especially in the expressways (SCTEX and NLEX), it prolonged the travel time. Usually, travel time from Manila to Tuguegarao City is about 10-12 hours.
What can you expect with the road? Surprisingly, the pavements are good enough. Even the famous zigzag road in Santa Fe, I find them safe. You just have to be a little cautious.
Click here for the route of this trip.
Click here for pictures I have taken from the road to Tuguegarao City.
DAY 2, FRIDAY, MARCH 29, 2013
Aparri, I have perfectly known it because of Eat Bulaga's opening song (Mula Aparri hanggang Jolo~ "From Aparri to Jolo"). I have never expected that a province would conceal such romantic countryside scenery. The original plan is to explore the beach of Anguib. Unfortunately, the road was closed due to improvements. Instead, I met Nangaramoan Beach. I found it, ordinary, yet unique because of some what, or I assume to be, baby corals along the shore. The waves are too big during that time, and I was a bit hesitant to plunge in due to worm-like sea creatures living on those baby corals. The sand is not that fine, though off white in color.
Click here for the route to Nangaramoan
Click here for pictures from Nangaramoan Beach
DAY 3, SATURDAY, MARCH 30, 2013
Relax day. Just spend time on a resort, bought some pasalubong. Slept early for the roadtrip the following day.
DAY 4-5, SUNDAY AND MONDAY, MARCH 31 TO APRIL 1, 2013
From Tuguegarao back to Manila, choosing the route passing through Ilocos is suicidal. But, like what Bella said, dying on the arms of the one you love, is a good way to go. Then, Ilocos, indeed, I have fallen in love.
Click here for the route from Tuguegaro City to Manila, passing Ilocos
Click here for pictures taken in Ilocos
Paruparo's highlights:
I love Bangui Windmills and the way they supply electricity for the town. Genius Marcos.
Scary in Grandpa's inn, room number 13. Someone or something uses the bathroom. Bring earplugs to ignore those not-so-ordinary roommates. Though I find the hotel staffs accommodating and very client-focused.
Below is the suggested itinerary and budget, (for 5 people traveling together):
Wednesday, March 13, 2013
Sending your Family and Friends to Boracay, The Cheapest way.
2 Years after I passed the board, I haven't had a chance to treat my entire family because of my sick foster father. In almost two years, I have dedicated all my salary to him and to our daily needs. Thank God, after all the blessings, I found the chance to treat them.
I booked the plane ticket via Cebu Pacific (promo fare) almost a year ago. And since the ticket costs more than 10,000 pesos, I called to HSBC to convert such transaction into installment payment scheme. (My monthly amortization is less than 900 per month).
What I like about promo fares is that you will have the time to save for the expenses and plan for the cheapest but quality inns. Also, you will have that time to file for your leave.
Below are the expenses I have spent for a family outing held in Boracay, including 3 friends (excluding their airfare and hotel):
Few notes:
To go to bus station catering transportation to Caticlan, from La Esperanza Hotel, walk to your right. It's just few steps away.
For pasalubong, it is much cheaper in D Talipapa than in D Mall.
Free lunch was offered by Astoria. They asked for 2 hours though for their sales talk. Not bad, because the sun hurt during that time of day.
Those amount in purple font color are charged to my credit card and I called the bank to make it in installment scheme as well.
Little patience for the lumot.
Jonah's fruit shake is a must-try.
I personally recommend La Esperanza Hotel and Villa Romero:
With all those expenses, sulit na sa happy memories:
See you again Boracay! (more pictures here)
I booked the plane ticket via Cebu Pacific (promo fare) almost a year ago. And since the ticket costs more than 10,000 pesos, I called to HSBC to convert such transaction into installment payment scheme. (My monthly amortization is less than 900 per month).
What I like about promo fares is that you will have the time to save for the expenses and plan for the cheapest but quality inns. Also, you will have that time to file for your leave.
Below are the expenses I have spent for a family outing held in Boracay, including 3 friends (excluding their airfare and hotel):
Few notes:
To go to bus station catering transportation to Caticlan, from La Esperanza Hotel, walk to your right. It's just few steps away.
For pasalubong, it is much cheaper in D Talipapa than in D Mall.
Free lunch was offered by Astoria. They asked for 2 hours though for their sales talk. Not bad, because the sun hurt during that time of day.
Those amount in purple font color are charged to my credit card and I called the bank to make it in installment scheme as well.
Little patience for the lumot.
Jonah's fruit shake is a must-try.
I personally recommend La Esperanza Hotel and Villa Romero:
With all those expenses, sulit na sa happy memories:
See you again Boracay! (more pictures here)
Tuesday, December 18, 2012
Hongkong-Macau, A Tear Jerking Travel Experience
28th of November 2012, my most awaited day of 2012 has finally arrived. I woke up at around 2 in the morning. I felt, the moment I woke up, all the butterflies inside my stomach were too hyper that they wanted to go out. I left the house at around 3 am. Good thing, there are always taxis passing by in our location, so I had no problem going to the airport.
I arrived at the airport around 3:30, did all the mandatory security checks and proceeded to the Travel Tax Section. After paying the travel tax, I went to the check -in counter (I web-checked in and already printed my boarding pass) for my luggage. Then I paid the terminal fee and went straight to the immigration. In the booth, I just handed my passport, my return ticket and my company ID.
Immigration Officer: Bakit sa Macau itong return flight mo?
Paruparo: Plano ko kasing mag side trip sa Macau. Isang ferry ride lang naman yan. (With conviction and confidence that I do really know how to go to Macau)
And the stamp has been inked to my passport. Weeee~
I arrived at the waiting area around 4:30 am. I had my breakfast (I brought bread and hazelnut spread), then tried to get some sleep. 5:15 and the gate was opened.
Goodbye Philippines, Hello Hongkong.
The flight sched was on time. Like what I always do: sleep mode in the plane. I woke up 20 mins before we landed. I completed my embarkation card and took note of to what belt my luggage will be in.
Immigration officer (HK): How long will you stay in Hongkong?
Paruparo: 3 days sir.
Immigration officer (HK): 30 days?
Paruparo: No, 3 (with emphasis) days only.
And another stamp has been inked to my passport. Hello Hongkong.... confirmed!
The weather in Hongkong is very relaxing. It feels like they have a centralized aircon at 17 degrees Celsius that morning.
I was intimidated by their airport, so huge and wonderfully done. I tried to read the signs but failed. So I just asked some directions from the receptionist (who is english speaking, and knows well). I grabbed some maps, bought Octopus Card, went out of the airport and Paruparo's Hongkong-Macau adventure has officially begun.
Below is my 5 day-itinerary with budget (for 2 persons traveling together):
DAY 1 - HONGKONG
In my opinion:
a. MTR - Well designed and maintained. The best railway system I have seen so far.
b. Dragon Hostel - Nice service, the room is ok for sleeping. small bathroom, but I don't mind since I am small also.
c. Nanlian Park - Worth visiting. I think the buildings near the park diminishes the serenity of the place and feeling that you are in ancient Hongkong.
d. Chi Lin Nunnery - Worth visiting
e. Sik Sik Yuen - Worth visiting
f. 1881 Heritage - Worth visiting
g. Clock tower - Worth visiting
h. Avenue of stars - Worth visiting
i. Symphony of Lights - I was not impressed. Maybe because of the fog? I think the light show in SG is better.
j. Ladies Market - Be ready! Don't touch anything unless you are ready to fight. Hahaha! Kidding. Vendors in HK are more aggressive. So just be prepared.
DAY 2 - HONGKONG
In my opinion:
a. NgongPing - Worth Visiting. It is better to go to NgongPing in summer. Fog was my enemy that time.
b. Disneyland - This place has taken my heart away. I cried many times: when I was watching Flights of Fantasy, It's a small world and fireworks. It brought back all my childhood frustrations, how hard my childhood life was. The feeling of nostalgia hit me more than I can imagine. By the way, upon arrival, grab a map and time guide (to know the sched of the parade and other shows)
c. Disney Fireworks - Go in front of Sleeping Beauty Castle at least 20 minutes before to find a perfect spot to watch the fireworks.
FOR MORE PICTURES:
DAY 3 - HONGKONG
In my opinion:
a. Avenue of Comic Stars - Optional place to visit
b. Kowloon Park - Optional place to visit
c. Time Square - Worth Visiting
d. HKCEC - Optional place to visit
e. Golden Bauhinia Square - Worth Visiting
f. Statue Square and HSBC Building - Worth Visiting
g. Madame Tussaude - Worth Visiting. (Visit at around 8 pm so there will be less number of tourists in the museum)
h. Sky Terrace/ The Peak - Worth Visiting (if not foggy)
FOR MORE PICTURES:
GOODBYE HONGKONG, HELLO MACAU (DAYS 4 and 5)
I woke up at 6 am that morning. Left the hostel at 7:00. Arrived at China Ferry terminal at 7:30. The terminal was crowded since it was a Saturday. Fortunately, I made it before my 8 am sailing sched. I just gave my passport to the immigration officer and yes, another stamp.
Hongkong to Macau is about an hour of ferry ride. Take bonamin an hour before. Sleep mode again.
Arriving in Macau. I felt little scared since English is not widely used. After I filled up the embarkation card, I proceeded to the immigration officer. No question, he just stamped my passport.
MACAU - HERITAGE SITES
This is my attempt to visit all the world heritage sites in Macau, but I failed. I only visited 19/25, for so many reasons. The most inevitable is I got lost, I lost my printed itinerary and lost my map. Good thing I found my way back.
In my opinion:
1. Ama Temple - Worth Visiting
2. Don Pedro V Theatre - Worth Visiting
3. Mandarin House - Worth Visiting
4. Moorish barracks - Optional place to visit
5. Sir Robert Ho Tung - Optional place to visit
6. St. Augustine Church - Worth Visiting
7. Leal Senado - Worth Visiting. Go early so the place won't be too crowded.
8. Senado Building - Worth Visiting
9. Lou Kau Mansion - Worth Visiting
10. Na Tsha Temple - Optional place to visit
11. St Paul's Ruins - Worth Visiting. Go early so the place won't be too crowded.
12. San Kai Vui Kun - Optional place to visit
13. St Dominic's Church - Worth Visiting
14. St Joseph Seminary - Optional place to visit
15. St Lawrence Church - Worth Visiting
16. St Anthony Church - Worth Visiting
17. Mount Fortress - Worth Visiting
18. Cathedra; - Worth Visiting
19. St Augustine Square - Worth Visiting
FOR MORE PICTURES:
In my opinion:
1. Wynn Hotel - Worth Visiting
2. Venetian - Worth Visiting
3. City of Dreams - Worth Visiting
4. Galaxy - Worth Visiting
5. Sands - Optional place to visit
6. Macau Tower - Worth Visiting
7. Star World Hotel - Optional place to visit
8. Sheraton - Worth Visiting
9. Fisherman's Wharf - Worth visiting, I fell in love with this place. I love ancient architecture and art.
FOR MORE PICTURES:
HONGKONG-MACAU FOODTRIP
Mcdo meals average price range is 22- 30 HKD.
Food Republic food prices range from 35- 50 HKD.
Macau food prices range from 35-100 HKD.
7-eleven in HK rice meals range from 14-20 HKD.
In my opinion:
a. Mcdo's in HK and Macau are far better than what we have in the Philippines. (Quality and service)
b. I found Egg Tarts in Macau, a bit ordinary. Maybe because I love sweets and I expected the tart sweet enough for my taste buds.
c. Macau beer is sweeter than our beer.
d. Wanton noodles - Perfection.
e. Roasted duck - Heaven like our lechon.
f. 7-eleven food - Enough to satisfy a hungry man.
g. Dessert - too expensive for few slices of fruits.
FOR MORE PICTURES:
Accommodations in Hongkong and Macau - see link.
Things you can buy in HK and Macau - see link.
PARUPARO'S NOTES AND OPINIONS:
1. It is weird to know that Iphone 5 are being sold in the streets of HK, like how street vendors in the Philippines sell vegetables.
2. HK people (or the batch of people I met during my travel) are more fierce than Filipinos. They do not care if you are taking pictures. If they want to pass by, they will pass. You are the one taking the picture, you should be the one to adjust and wait for him to pass.
3. Macau people are kind and accommodating.
4. You can die in other country, while traveling. Be alert, always, HK drivers (or the batch of drivers I met during my travel) drive fast.
5. This journey will kill your feet. So be prepared. After each day, I massaged my feet, put some salonpas, and took alaxan every night before sleeping.
6. Bring light weight shoes. Flats should be well cushioned. It is hard to have the feeling of walking barefooted.
7. Always bring your passport, especially in Macau. If you look younger than your age, always prepare your passport upon entering the casinos.
8. Venetian Hotel has a luggage counter, free of charge.
9. You won't get hungry in Macau. Free tastes are everywhere, plus free bottled water from casinos.
10. Use the hotels' shuttle service.
11. Your map will be your best friend. Use them well.
12. My deepest gratitude to my patient and understanding travel buddy - MO~
13. Total expenses for this trip, including airfare is 20,206 pesos.
13. Total expenses for this trip, including airfare is 20,206 pesos.
Saturday, November 24, 2012
Hongkong-Macau : Before the trip
It’s been a year since I have
purchased my Manila-Hongkong, Macau-Clark ticket for a total cost of 2,400
pesos. And now, 3 days to go before my most awaited trip of 2012. I just want
to share how I have used my one year to prepare for this trip:
1. Saved
money: My budget is not more than 20, 500 pesos, excluding airfare. But of
course, I want to do some “shopping”. So, I saved more than the budget. Haha!
2. Researched
for itinerary. I solely relied on Google and Pinoy exchange (thanks to all
Pexers, especially to Commoner ).
3. Prepared
the essentials:
a.
Passport
b.
Flight Itinerary
c.
Changed peso to Hong Kong dollar. I did it with
BDO, I do have a savings account, for 5.35 pesos per HKD. Just call the branch
where you have an account and reserve for dollar. You may get your order within
3 banking days. (Czarina’s rate is 5.50 pesos for a HKD)
d.
ID’s. I think of bringing 2 IDs. My license and
my company ID.
e.
The perfect luggage, Chris. (I named it after
Christopher Columbus)
f.
Sets of outfit (camwhore alert!)
g.
Memory cards to preserve the experience. I
already have 8 gB microSD and 4 gB memory card. I bought additional 4 gB
microSD with adaptor. For back up purposes, I bought 5 pcs, 4.7 gB recordable DVD.
h.
Laptop (Scarlette), Camera (Vincent) and
headset. Though I am still undecided whether to bring Scarlette or not since
the hostel has available desktops that can be used by their guests.
i.
Tripod (to be checked in). It is not that good
to always ask a stranger to take a photo of you. Also, it will consume time.
j.
Travel notebook. In this notebook, I wrote all
my booked flight schedules, my travel plans, my pasalubong list, and attached
maps and copy of itineraries.
k.
Maps. I asked my officemate, who has just
arrived from HK, to grab an extra map for me. Thanks to her, I had the
opportunity to study the map in advance. Oha~
l.
Ballpen. At least 2. Important especially when
filling out an immigration/travel info form.
m.
Keys.
n.
Non prescription
medicines. I just want to be prepared in times of emergency. I bought 5
biogesic, 5 diatabs, 2 bonamin, 5 mefenamic, 5 alaxan FR, salonpas and katinko.
I kept the receipt, just to prove that those drugs are legit.
o.
Candies. Though I love riding a plane, I will
always hate pressure’s effect on my ears.
p.
Coffee. Yes, austerity.
q.
Food. I am that afraid to get hungry. At least,
I can still survive when worse comes to worst e.g. If I lose all my money while
wandering. (knock on woods)
r.
Toiletries. I know there’s still something
missing. Haha! I forgot. I will just buy in the airport. Wheew! I can cosume
all of the shampoo and conditioner. And the lotion, too. I sealed them with
scotch tape.
s.
Contact Lens solution.
t.
Make up. Of course, I want to look nice in the
photos. Hahaha! I am not into makeup, but still, I see the necessity to have at
least the basics. Please see pic on FB
for detailed description of the products I am using. And since I am an OC, I
want them to be properly packed.
u.
Perfume. I have three fragrances that I will
always love. Clinique happy for women, Incanto by Ferragamo, and Perry woman by
Perry Ellis.
v.
Accessories.
w.
Umbrella (to be checked in)
x.
ATM and Credit Card. Must be reliable and well
funded. This is my emergency fund.
y.
Last but definitely not the least, God.
Traveling will be enjoyable if we do it in peace. And only God’s protection and
guidance can give that kind of peace.
z. Bottle and other container.
And while writing this, I
remember that I still need to buy a universal outlet/adaptor. Okey. I’ll buy tomorrow.
Excited much! I’ll be posting my trip update pretty soon….:)
FOR MORE PICTURES :
https://www.facebook.com/chikay.chikikay/photos
http://www.facebook.com/media/set/?set=a.140283162785804.31791.100004123626453&type=3
VISIT MY FACEBOOK PAGE: (chikay chikikay /raychelle.pacheco@yahoo.com)
Monday, November 12, 2012
When the Travel Bug Bites
When I was small... (oh, I am still small with a height of 4 feet 11 inches, but I still insist that it's 5 feet), when I was a child, I always day dreamed of big houses, luxurious cars, beautiful clothes, pale, flawless white skin. I always dreamed to be rich. And I bet, that was normal especially for a girl born poor and fatherless.
My dream never changed until I passed the CPA Board. Actually, poverty lit up my passion to do my best, so I can have the most stable stepping stone to achieve my goals. That empty stomach while having classes, a salted egg for the whole day, instant noodles, isaw and canned goods, I bet poverty in the Philippines is known worldwide so I do not need to elaborate. All these adversities tested me and molded me into who I am today. And I never regret anything, either joy or sorrow, either success or MINOR failure.
Few months after my first MAJOR disappointment (that was when, I have no money to buy extra tickets for my foster parents, and so they did not even witness my "formal" transformation from a dreamer to full pledged licensed accountant. Oh! I bet they would be in tears of joy), the travel bug bit me.
Being bitten by that kind of bug is very hard to get through. You will experience a selective amnesia. I forgot about big houses, luxurious cars, beautiful clothes, pale, flawless white skin. I forgot that, once, I have dreamed to be rich.
The first thing this kind of bug damages is your dream. I perfectly know that every person has his own mission. Every person has his unique source of happiness. Right after being bitten, I knew, with all my heart and sole... I mean, soul, that traveling's the one for me. Why? I have realized something, and this becomes my philosophy:
If I will spend majority of my time working to earn money, and all those money to be invested in material things (big houses, cars, clothes, gadgets, and the like) for sure on my death bed, I would count all those things, remember how hard I have worked all my life to buy them, and it would make me feel that it is hard for me to let go. Death would be the scariest thing for me, and the hardest thing to accept. I will spend my remaining hours scared, fearful and regretful. Worse is, I may end up as a ghost because I became too attached to those things.
But I choose to invest in memories. Imagine this, you are that old, smelly and saggy skinned half human half rotten vegetable. In your death bed, you only reminisce, all those places you have gone to, all those people you've met along the way, all those cuisines you have tasted, those songs from different lands you've listened and tried to sing, the laughter, the joy, the WOW's, the nerve wrecking bungee jumps, the splashes of your first cliff diving, the first dolphin you have swum with, the first century old turtle you have greeted, the deepest site you have dived. And then you'll find yourself spending your last days happy and fulfilled. Death will never be a hard thing for you. And your final words would be: "Hey, I think all my experiences in this world is fairly enough, it's time to move on and meet my creator."
Second
damage, your loved ones’ dreams for you. When I asked my foster mother what are
her dreams for me, she honestly told me that seeing me in my wedding gown, to
have a nice home, and a car to drive, all those would make her fulfilled and
happy. Oh-oh! My new dream and hers won't collide. What now?
I asked
from her a little of her time, and asked her to just listen to me. This was my
speech (in tagalog, but I just want to translate it):
Ma, I
know that your dream is not that specific. I know that your only dream for me
is my happiness. I admit, that before, I told you that having all those
material things will make me happy. But everything has changed. I fell in love with
traveling. This makes me happy now. Please do not worry about my future. I
am still saving. And I thank you and I really appreciate that you do everything
for me, even dreaming for my own bright future. But please understand. This is
what I want for my life. This is how I want to spend my days. The number of
places or countries I will see is now my measurement of success. Don't look
at my travels as expenses but rather a fulfillment, a trophy, a dream come
true. Please stop worrying. I just want you to be happy for me, just blow me a
good luck kiss every time I would travel. Also, I need to borrow your faith in
Him, and say some prayers for my safety too. I just want you to understand.
Wheeww!
Third
damage, financial freedom. Obviously, every trip involves money (unless you have
a sponsor). So from my previous budget which focuses more on saving to buy
material things, my current budget goes like this:
My
current salary per year, including guaranteed 14th month pay and bonuses is:
more than 400,000 pesos. (I did not disclose this to brag, just to give a concrete
sample of how a self-proclaimed traveler budgets her money)
2% -
tithes and donations. I know this have to be 10%. But since I am still
supporting my 72-year old foster mother, I can only give this much.
28% -
Expenses. I give this amount instantly to my foster mother. She does the
budgeting for our daily expenses at home.
5% - Personal necessities: transportation allowance and pang-kikay allowance (make up/ lotions/ vitamins etc).
10% -
Savings. I put this on savings account and serves as my emergency fund. I put
this on an ATM savings account so I can easily get it when I instantly need it.
The “Need” should be well justified.
30% -
Investment. UITF. Stocks. This will be my "well of wealth".
25% -
Travel fund. This does not mean, every month you have to travel. You can just
have a separate bank account, and just put your money there. So when the seat
sale is on, you can easily go shopping.
The
fourth damage I can think of is lifestyle change. When I first had my salary, I
did shop, big time. Every month, every payday, every pay check turned me from
Certified Public Accountant into a certified shopaholic. But those days are
over. Now, I only buy clothes when I feel there's a need to. I stop being
addicted to coffee and doughnuts. And thank God, electronics and high tech
gadgets are not my interest. I maintain a nokia C3, with 8 gb memory microSD
card. I did not even buy this phone. I got this from the cheapest plan of sun
cellular. I don’t have any plans to dispose it for the next 5 years, unless
given a free phone, of course.
Spending
my time also changed. Before, I kill time by DVD marathons, or sleeping after
eating that much. Now, I spend time going somewhere else and burning fats. Or
if I feel like staying indoor, I would face my laptop, search for my next
destination, or finish itinerary for my upcoming trip. The secret is, work hard
during weekdays, enjoy twice harder during weekends.
The
fifth and last damage I can think of is, insanity. Yes. You become too excited.
Always looking forward to your trip. Smiling. Dreaming of being happy. If
wanderlust is some kind of neurosis, please I don't need to be treated....:)
Thursday, September 20, 2012
Visita Iglesia: Reviving Catholic Tradition
In the Philippines, this tradition is called Visita Iglesia (Spanish: Church Visit), where people visit one, seven, or fourteen churches and pray the Stations of the Cross, with the stations divided amongst the churches. A common practise until the 1970s was to recite all fourteen stations in each church rather than a fraction of it.
(Cited from: http://en.wikipedia.org/wiki/Maundy_Thursday)
We decided to cover 14 churches, each representing the 14 stations of the cross. This was our route when we had a visita iglesia last year:
1. Shrine of Our Lady of Guadalupe, Makati
2. Shrine of Our Lady of Perpetual Help, Baclaran
3. Manila Cathedral, Intramuros
4. San Agustin Church, Intramuros
5. Malate Church, Manila
6. Binondo Church, Manila
7. Sta Cruz Church, Manila
8. Quiapo Church, Manila
9. San Sebastian Church, Manila
10. St Jude, Manila
11. Loreto Church, Legarda
12. St Anthony of Padua and St Francis of Assisi Church, Legarda
13. St Clare, Katipunan
14. Antipolo Cathedral, Antipolo
1. Shrine of Our Lady of Guadalupe, Makati
2. Shrine of Our Lady of Perpetual Help, Baclaran
3. Manila Cathedral, Intramuros
4. San Agustin Church, Intramuros
5. Malate Church, Manila
6. Binondo Church, Manila
7. Sta Cruz Church, Manila
8. Quiapo Church, Manila
9. San Sebastian Church, Manila
10. St Jude, Manila
11. Loreto Church, Legarda
12. St Anthony of Padua and St Francis of Assisi Church, Legarda
13. St Clare, Katipunan
14. Antipolo Cathedral, Antipolo
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